Many businesses starting to re-open are not at 100% capacity or are subject to restrictions which causes them to need less labor.  In New York, there is a Shared Work program which allows employers to keep their employees while allowing them to receive partial Unemployment...

How will SBA review borrowers’ required good-faith certification concerning the necessity of their loan request? Answer: When submitting a PPP application, all borrowers must certify in good faith that “[c]urrent economic uncertainty makes this loan request necessary to support the ongoing operations of the Applicant.” SBA, in consultation...